CAR INSURANCE
Car insurance is a legal agreement between you, the insured, and the insurance company or the insurer, wherein the insurer is liable to cover any financial losses that occur because of an accident or theft of the car or damages to a third party because of the car. The extent of coverage, however, depends on the terms and conditions of the car insurance policy document.
Now buy your dream car without the financial stress of owning one. Car insurance allows you to safeguard yourself and your dependents from financial losses that could arise out of damages to your car. The damages may occur because of accidents, theft, natural calamities, and much more. Buying car insurance is simple, hassle-free, and convenient.
Two Wheeler Insurance
Two-wheeler insurance, also known as bike insurance, protects the policyholder from financial liability in case of damage sustained in an accident. A personal accident add-on also covers the owner-driver in the case of injury or death.
The policy is a binding agreement between the policyholder and the insurance company, which offers financial coverage in the event of an accident involving the insured two-wheeler.
Life Insurance
Life insurance is a contract signed between a policyholder or insured person and an insurance provider. This contract determines a specific and pre-decided sum (also known as “Cover Amount or “Sum Assured”) to be paid to the policyholder’s family after his/her death. The sum of the insurance policy is paid in lieu of a certain amount of premium.
The plan ensures that you as well as your family members are able to receive the much-needed financial support in case of your untimely demise due to any reason, such as accident, critical illness, and so on. Despite the fact that human life cannot be quantified, a monetary sum can assist the dependents in continuing their lives without abandoning their necessities and requirements.
Travel Insurance
Travel insurance is a type of general insurance that covers your entire vacation, no matter where you go in the world. This coverage is tailored to meet the needs of an individual who has purchased an international travel insurance policy for a leisure vacation or business trip. Because of the widespread use of the internet, more people are opting to purchase travel insurance policies online from anywhere in the globe.
Travel insurance protects you from further financial loss as a result of any mishaps that may occur during your vacation. It could include things like lost luggage, vacation cancellation, medical bills, passport loss, and more.
Home Insurance
The Standard Fire & Special Perils (SFSP) Insurance, designed to cover loss or damage to Buildings, Plant & Machinery, Tools, Instruments and accessories, Furniture, Fixtures and Fittings, Electrical Installations, Stocks in trade including work in progress, etc due to Fire and Act of God perils. This policy is vital for all types of industry and trade groups, offices, service occupancies, households and assets belonging to all sections of society.
The policy specifically covers the following:
Fire
Lightning
Explosion / implosion
Aircraft damage
Riot, strike and malicious damage (RSMD)
Storm, cyclone, typhoon, tempest, hurricane, tornado, flood and inundation (STFI)
Impact damage
…many more
Business Insurance
Business policy provides insurance coverage for your business’s property. Under the terms of this policy, the insurer agrees to compensate you for any losses you incur as a result of unexpected events that result in physical loss, damage, or destruction of your business’s building and structures, equipment and machinery, stock, and other assets.
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The following are the features of Business policy.
Named perils policy.
Waiver of up to 15% of underinsurance
On a reinstatement value basis, buildings, plant and machinery, and furnishings fittings are insured.
Inbuilt coverage for earthquakes and acts of terrorism, debris disposal, and fees for architects, surveyors, and consulting engineers, among other things.
If equities are to be covered on a declaration and floater basis, add on coverage. ….. many more